Did you know that if you don't use all of your health insurance benefits this year, you lose them forever?
You may have met your deductible for 2016 already. If so, you can take advantage of lower (or no) out-of-pocket expenses for medical services such as sleep studies, PAP or supplies (learn about insurance coverage for these services here).
Waiting until next year means that not only will you lose any unused benefits for this year, but also that you'll have to first satisfy a new year's deductible before any benefits will be paid.
We understand that patients and their physicians are concerned about rising out-of-pocket expenses for health care; unfortunately, this often affects decisions about how healthcare is administered.
Now, more than ever, it's important to understand your insurance benefits and take advantage of your benefits. Here are some key terms that you should understand.